(In Thousands, Except Per Share Data)

Selected Year-End Data: 2025 2024 2023
Total Assets 7,526,409 7,011,238 6,476,857
Total Deposits 6,588,979 6,129,022 5,274,114
Total Investment Securities 870,065 886,179 658,372
Total Loans 6,258,623 5,520,920 5,436,120
Total Shareholders' Equity 658,206 605,849 583,681
Pre-Tax Income 52,309 44,952 67,281
Net Income 37,326 32,988 48,854
Assets Under Management and/or Administration (Market Value) 13.1 billion 11.9 billion 10.9 billion
Per Common Share:
Earnings—Basic 2.12 1.87 2.74
Earnings—Diluted 2.10 1.85 2.71
Book Value 37.49 34.45 32.90
Financial Ratios:
Net Interest Margin 2.84% 2.32% 2.48%
Return on Average Assets 0.52 0.50 0.76
Return on Average Common Equity 5.95 5.61 8.77
Company's Regulatory Capital Ratios:
Total Capital to Risk-Weighted Assets 12.68% 14.84% 14.95%
Tier 1 Capital to Risk-Weighted Assets 10.33 11.51 11.43
Common Equity Tier 1 Capital to Risk-Weighted Assets 10.33 11.51 11.43
Tier 1 Capital to Average Assets 8.87 9.01 9.19
$7.53B
Total Assets
$6.59B
Total deposits
$658.2MM
Total Capital